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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$347,211$234,000
Remaining term (yrs)29.230.0
Secondary amount$0$0
Funding fee$1,736$0
Note rate6.09%7.24%
Blended rate6.09%7.48%
1st payment$2,118.72$1,594.71
2nd payment$0.00$0.00
Taxes / mo$155.17$155.17
Insurance / mo$150.00$150.00
MI / mo$0.00$46.80
HOA / mo$550.00$550.00
Total monthly$2,973.89$2,496.67
Cash to close$0$26,000