HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,041,282$1,041,282$1,070,100
Remaining term (yrs)27.527.530.0
Secondary amount$0$28,818$0
Funding fee$5,206$5,206$0
Note rate6.79%6.79%7.24%
Blended rate6.79%6.85%7.48%
1st payment$6,968.47$6,968.47$7,292.71
2nd payment$0.00$216.14$0.00
Taxes / mo$581.75$581.75$581.75
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$214.02
HOA / mo$40.00$40.00$40.00
Total monthly$7,806.89$8,023.03$8,345.15
Cash to close$147,718$118,900$118,900