HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$168,235$168,235$836,100
Remaining term (yrs)13.513.530.0
Secondary amount$0$667,865$0
Funding fee$841$841$0
Note rate2.97%2.97%7.24%
Blended rate2.97%6.788%7.48%
1st payment$1,255.53$1,255.53$5,698.01
2nd payment$0.00$4,313.29$0.00
Taxes / mo$473.00$473.00$473.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$167.22
HOA / mo$0.00$0.00$0.00
Total monthly$1,945.20$6,258.49$6,554.89
Cash to close$760,765$92,900$92,900