HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$135,602$135,602$405,000
Remaining term (yrs)18.518.530.0
Secondary amount$0$269,398$0
Funding fee$0$0$0
Note rate3.87%3.87%7.24%
Blended rate4.72%6.735%7.48%
1st payment$853.66$853.66$2,760.07
2nd payment$0.00$1,739.86$0.00
Taxes / mo$133.25$133.25$133.25
Insurance / mo$150.00$150.00$150.00
MI / mo$128.67$128.67$81.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,265.58$3,005.44$3,124.32
Cash to close$314,398$45,000$45,000