HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$721,591$721,591$809,100
Remaining term (yrs)29.029.030.0
Secondary amount$0$87,509$0
Funding fee$3,608$3,608$0
Note rate6.3%6.3%7.24%
Blended rate6.3%6.592%7.48%
1st payment$4,514.36$4,514.36$5,514.00
2nd payment$0.00$656.32$0.00
Taxes / mo$501.67$501.67$501.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$161.82
HOA / mo$135.00$135.00$135.00
Total monthly$5,367.69$6,024.01$6,529.15
Cash to close$177,409$89,900$89,900