HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$757,473$757,473$945,000
Remaining term (yrs)25.325.330.0
Secondary amount$0$187,527$0
Funding fee$3,787$3,787$0
Note rate3.25%3.25%7.24%
Blended rate3.25%4.193%7.48%
1st payment$3,652.08$3,652.08$6,440.16
2nd payment$0.00$1,250.18$0.00
Taxes / mo$403.17$403.17$403.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$189.00
HOA / mo$1,128.00$1,128.00$1,128.00
Total monthly$5,399.91$6,650.09$8,376.99
Cash to close$292,527$105,000$105,000