HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$94,688$94,688$572,310
Remaining term (yrs)6.56.530.0
Secondary amount$0$477,622$0
Funding fee$0$0$0
Note rate5.91%5.91%7.24%
Blended rate6.76%7.586%7.48%
1st payment$1,449.75$1,449.75$3,900.28
2nd payment$0.00$3,084.64$0.00
Taxes / mo$348.17$348.17$348.17
Insurance / mo$166.67$166.67$166.67
MI / mo$172.95$172.95$114.46
HOA / mo$33.00$33.00$33.00
Total monthly$2,170.53$5,255.17$4,562.58
Cash to close$541,212$63,590$63,590