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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$561,604$449,910
Remaining term (yrs)27.730.0
Secondary amount$0$0
Funding fee$2,808$0
Note rate6.77%7.24%
Blended rate6.77%7.48%
1st payment$3,739.56$3,066.13
2nd payment$0.00$0.00
Taxes / mo$702.67$702.67
Insurance / mo$166.67$166.67
MI / mo$0.00$89.98
HOA / mo$55.00$55.00
Total monthly$4,663.90$4,080.44
Cash to close$0$49,990