HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$836,861$836,861$832,500
Remaining term (yrs)27.727.730.0
Secondary amount$0$41,889$0
Funding fee$4,184$4,184$0
Note rate6.77%6.77%7.24%
Blended rate6.77%7.013%7.48%
1st payment$5,572.42$5,572.42$5,673.47
2nd payment$0.00$414.53$0.00
Taxes / mo$557.00$557.00$557.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$166.50
HOA / mo$125.00$125.00$125.00
Total monthly$6,471.09$6,885.61$6,738.64
Cash to close$88,139$46,250$92,500