HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$478,513$478,513$720,000
Remaining term (yrs)24.224.230.0
Secondary amount$0$241,487$0
Funding fee$2,393$2,393$0
Note rate2.66%2.66%7.24%
Blended rate2.66%4.367%7.48%
1st payment$2,227.67$2,227.67$4,906.79
2nd payment$0.00$1,559.60$0.00
Taxes / mo$649.25$649.25$649.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$144.00
HOA / mo$100.33$100.33$100.33
Total monthly$3,193.91$4,753.52$6,017.03
Cash to close$321,487$80,000$80,000