HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$234,518$234,518$528,750
Remaining term (yrs)29.229.230.0
Secondary amount$0$294,232$0
Funding fee$1,173$1,173$0
Note rate6.26%6.26%7.24%
Blended rate6.26%7.089%7.48%
1st payment$1,458.18$1,458.18$3,603.42
2nd payment$0.00$1,900.25$0.00
Taxes / mo$234.83$234.83$234.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$105.75
HOA / mo$0.00$0.00$0.00
Total monthly$1,859.68$3,759.93$4,110.67
Cash to close$352,982$58,750$58,750