HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$112,668$112,668$314,100
Remaining term (yrs)37.237.230.0
Secondary amount$0$201,432$0
Funding fee$0$0$0
Note rate7.44%7.44%7.24%
Blended rate7.99%7.836%7.48%
1st payment$745.60$745.60$2,140.59
2nd payment$0.00$1,300.92$0.00
Taxes / mo$254.17$254.17$254.17
Insurance / mo$150.00$150.00$150.00
MI / mo$52.28$52.28$62.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,202.04$2,502.96$2,607.57
Cash to close$236,332$34,900$34,900