HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$404,834$404,834$661,500
Remaining term (yrs)25.225.230.0
Secondary amount$0$256,666$0
Funding fee$2,024$2,024$0
Note rate3.175%3.175%7.24%
Blended rate3.175%4.95%7.48%
1st payment$1,939.95$1,939.95$4,508.11
2nd payment$0.00$1,657.64$0.00
Taxes / mo$443.08$443.08$443.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$132.30
HOA / mo$0.00$0.00$0.00
Total monthly$2,599.70$4,257.34$5,300.16
Cash to close$330,166$73,500$73,500