HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$136,140$136,140$359,100
Remaining term (yrs)37.437.430.0
Secondary amount$0$222,960$0
Funding fee$0$0$0
Note rate6.64%6.64%7.24%
Blended rate7.19%7.538%7.48%
1st payment$821.92$821.92$2,447.26
2nd payment$0.00$1,439.95$0.00
Taxes / mo$421.17$421.17$421.17
Insurance / mo$150.00$150.00$150.00
MI / mo$63.26$63.26$71.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,456.36$2,896.30$3,090.25
Cash to close$262,860$39,900$39,900