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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$392,440$392,440$400,410
Remaining term (yrs)25.825.830.0
Secondary amount$0$30,215$0
Funding fee$0$0$0
Note rate5.54%5.54%7.18%
Blended rate6.39%6.782%7.42%
1st payment$2,379.88$2,379.88$2,712.52
2nd payment$0.00$299.01$0.00
Taxes / mo$263.00$263.00$263.00
Insurance / mo$150.00$150.00$150.00
MI / mo$295.59$295.59$80.08
HOA / mo$99.00$99.00$99.00
Total monthly$3,187.47$3,486.47$3,304.60
Cash to close$52,460$22,245$44,490