HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$139,406$139,406$521,100
Remaining term (yrs)13.713.730.0
Secondary amount$0$381,694$0
Funding fee$697$697$0
Note rate4.57%4.57%7.24%
Blended rate4.57%6.899%7.48%
1st payment$1,134.58$1,134.58$3,551.29
2nd payment$0.00$2,465.11$0.00
Taxes / mo$253.00$253.00$253.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$104.22
HOA / mo$0.00$0.00$0.00
Total monthly$1,554.25$4,019.35$4,075.17
Cash to close$439,594$57,900$57,900