HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$567,699$567,699$643,500
Remaining term (yrs)26.626.630.0
Secondary amount$0$75,801$0
Funding fee$2,838$2,838$0
Note rate6.39%6.39%7.24%
Blended rate6.39%6.697%7.48%
1st payment$3,699.12$3,699.12$4,385.44
2nd payment$0.00$568.50$0.00
Taxes / mo$632.25$632.25$632.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$128.70
HOA / mo$168.00$168.00$168.00
Total monthly$4,716.04$5,284.54$5,531.06
Cash to close$147,301$71,500$71,500