HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$452,683$452,683$764,910
Remaining term (yrs)24.224.230.0
Secondary amount$0$312,227$0
Funding fee$2,263$2,263$0
Note rate2.7%2.7%7.24%
Blended rate2.7%4.761%7.48%
1st payment$2,116.60$2,116.60$5,212.85
2nd payment$0.00$2,016.47$0.00
Taxes / mo$407.08$407.08$407.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$152.98
HOA / mo$59.33$59.33$59.33
Total monthly$2,799.68$4,816.15$6,048.91
Cash to close$397,217$84,990$84,990