HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$151,755$151,755$450,000
Remaining term (yrs)19.019.030.0
Secondary amount$0$298,245$0
Funding fee$759$759$0
Note rate3.91%3.91%7.24%
Blended rate3.91%6.455%7.48%
1st payment$941.41$941.41$3,066.74
2nd payment$0.00$1,926.17$0.00
Taxes / mo$267.58$267.58$267.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$90.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,375.66$3,301.83$3,590.99
Cash to close$348,245$50,000$50,000