HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$26,907$26,907$315,000
Remaining term (yrs)4.64.630.0
Secondary amount$0$288,093$0
Funding fee$135$135$0
Note rate7.14%7.14%7.24%
Blended rate7.14%7.698%7.48%
1st payment$566.38$566.38$2,146.72
2nd payment$0.00$1,860.60$0.00
Taxes / mo$140.83$140.83$140.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$63.00
HOA / mo$0.00$0.00$0.00
Total monthly$857.22$2,717.82$2,500.55
Cash to close$323,093$35,000$35,000