HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$410,194$410,194$420,750
Remaining term (yrs)29.029.030.0
Secondary amount$0$33,931$0
Funding fee$0$0$0
Note rate6.3%6.3%7.24%
Blended rate6.85%7.234%7.48%
1st payment$2,566.22$2,566.22$2,867.40
2nd payment$0.00$335.78$0.00
Taxes / mo$277.42$277.42$277.42
Insurance / mo$166.67$166.67$166.67
MI / mo$190.02$190.02$84.15
HOA / mo$322.00$322.00$322.00
Total monthly$3,522.33$3,858.10$3,717.64
Cash to close$57,306$23,375$46,750