HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$165,651$165,651$231,300
Remaining term (yrs)23.723.730.0
Secondary amount$0$65,649$0
Funding fee$828$828$0
Note rate2.9%2.9%7.24%
Blended rate2.9%4.631%7.48%
1st payment$802.91$802.91$1,576.31
2nd payment$0.00$492.37$0.00
Taxes / mo$75.83$75.83$75.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$46.26
HOA / mo$0.00$0.00$0.00
Total monthly$1,028.74$1,521.11$1,848.40
Cash to close$91,349$25,700$25,700