HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$803,099$803,099$967,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$164,401$0
Funding fee$4,015$4,015$0
Note rate2.75%2.75%7.24%
Blended rate2.75%3.642%7.48%
1st payment$3,696.22$3,696.22$6,593.49
2nd payment$0.00$1,096.01$0.00
Taxes / mo$698.92$698.92$698.92
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$193.50
HOA / mo$57.67$57.67$57.67
Total monthly$4,669.47$5,765.48$7,760.25
Cash to close$271,901$107,500$107,500