HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$544,584$544,584$585,000
Remaining term (yrs)28.828.830.0
Secondary amount$0$40,416$0
Funding fee$2,723$2,723$0
Note rate6.72%6.72%7.24%
Blended rate6.72%6.878%7.48%
1st payment$3,562.79$3,562.79$3,986.76
2nd payment$0.00$303.12$0.00
Taxes / mo$738.75$738.75$738.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$117.00
HOA / mo$127.00$127.00$127.00
Total monthly$4,595.21$4,898.33$5,136.18
Cash to close$105,416$65,000$65,000