HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$424,674$424,674$449,910
Remaining term (yrs)24.724.730.0
Secondary amount$0$25,236$0
Funding fee$0$0$0
Note rate2.98%2.98%7.24%
Blended rate3.83%4.12%7.48%
1st payment$2,018.53$2,018.53$3,066.13
2nd payment$0.00$189.27$0.00
Taxes / mo$300.42$300.42$300.42
Insurance / mo$166.67$166.67$166.67
MI / mo$340.00$340.00$89.98
HOA / mo$0.00$0.00$0.00
Total monthly$2,825.61$3,014.88$3,623.19
Cash to close$75,226$49,990$49,990