HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$803,447$803,447$872,999
Remaining term (yrs)29.029.030.0
Secondary amount$0$69,552$0
Funding fee$4,017$4,017$0
Note rate6.34%6.34%7.24%
Blended rate6.34%6.552%7.48%
1st payment$5,047.25$5,047.25$5,949.47
2nd payment$0.00$521.64$0.00
Taxes / mo$241.25$241.25$241.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$174.60
HOA / mo$0.00$0.00$0.00
Total monthly$5,505.17$6,026.80$6,581.99
Cash to close$166,552$97,000$97,000