HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$474,840$474,840$580,500
Remaining term (yrs)24.624.630.0
Secondary amount$0$105,660$0
Funding fee$2,374$2,374$0
Note rate2.9%2.9%7.24%
Blended rate2.9%3.828%7.48%
1st payment$2,247.64$2,247.64$3,956.10
2nd payment$0.00$704.40$0.00
Taxes / mo$321.50$321.50$321.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$116.10
HOA / mo$65.00$65.00$65.00
Total monthly$2,800.81$3,505.21$4,625.36
Cash to close$170,160$64,500$64,500