HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$211,589$211,589$269,910
Remaining term (yrs)23.423.430.0
Secondary amount$0$58,321$0
Funding fee$1,058$1,058$0
Note rate3.47%3.47%7.24%
Blended rate3.47%4.665%7.48%
1st payment$1,098.39$1,098.39$1,839.43
2nd payment$0.00$437.41$0.00
Taxes / mo$106.42$106.42$106.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.98
HOA / mo$280.00$280.00$280.00
Total monthly$1,634.80$2,072.21$2,429.83
Cash to close$88,311$29,990$29,990