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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$338,325$338,325$405,000
Remaining term (yrs)27.927.930.0
Secondary amount$0$66,675$0
Funding fee$0$0$0
Note rate6.2%6.2%7.18%
Blended rate6.75%7.12%7.42%
1st payment$2,123.99$2,123.99$2,743.61
2nd payment$0.00$500.06$0.00
Taxes / mo$208.67$208.67$208.67
Insurance / mo$150.00$150.00$150.00
MI / mo$158.95$158.95$81.00
HOA / mo$55.00$55.00$55.00
Total monthly$2,696.60$3,196.66$3,238.28
Cash to close$111,675$45,000$45,000