HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$375,644$375,644$764,100
Remaining term (yrs)25.825.830.0
Secondary amount$0$388,456$0
Funding fee$1,878$1,878$0
Note rate5.41%5.41%7.24%
Blended rate5.41%6.6%7.48%
1st payment$2,248.62$2,248.62$5,207.33
2nd payment$0.00$2,508.78$0.00
Taxes / mo$284.08$284.08$284.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$152.82
HOA / mo$63.33$63.33$63.33
Total monthly$2,812.70$5,321.48$5,924.23
Cash to close$473,356$84,900$84,900