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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$352,639$288,000
Remaining term (yrs)25.230.0
Secondary amount$0$0
Funding fee$1,763$0
Note rate3.69%7.24%
Blended rate3.69%7.48%
1st payment$1,787.11$1,962.71
2nd payment$0.00$0.00
Taxes / mo$164.50$164.50
Insurance / mo$150.00$150.00
MI / mo$0.00$57.60
HOA / mo$0.00$0.00
Total monthly$2,101.61$2,334.81
Cash to close$0$32,000