HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$458,683$458,683$472,500
Remaining term (yrs)26.326.330.0
Secondary amount$0$40,067$0
Funding fee$0$0$0
Note rate6.12%6.12%7.24%
Blended rate6.67%7.088%7.48%
1st payment$2,921.80$2,921.80$3,220.08
2nd payment$0.00$396.50$0.00
Taxes / mo$277.50$277.50$277.50
Insurance / mo$166.67$166.67$166.67
MI / mo$220.52$220.52$94.50
HOA / mo$0.00$0.00$0.00
Total monthly$3,586.49$3,982.98$3,758.75
Cash to close$66,317$26,250$52,500