HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$433,450$433,450$481,500
Remaining term (yrs)27.727.730.0
Secondary amount$0$48,050$0
Funding fee$2,167$2,167$0
Note rate7.03%7.03%7.24%
Blended rate7.03%7.227%7.48%
1st payment$2,962.89$2,962.89$3,281.41
2nd payment$0.00$360.38$0.00
Taxes / mo$249.92$249.92$249.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$96.30
HOA / mo$0.00$0.00$0.00
Total monthly$3,379.48$3,739.85$3,794.30
Cash to close$101,550$53,500$53,500