HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$549,779$549,779$666,000
Remaining term (yrs)25.525.530.0
Secondary amount$0$116,221$0
Funding fee$2,749$2,749$0
Note rate4.67%4.67%7.24%
Blended rate4.67%5.251%7.48%
1st payment$3,071.80$3,071.80$4,538.78
2nd payment$0.00$774.81$0.00
Taxes / mo$345.83$345.83$345.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$133.20
HOA / mo$83.00$83.00$83.00
Total monthly$3,717.30$4,492.11$5,317.48
Cash to close$190,221$74,000$74,000