HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$438,459$438,459$441,000
Remaining term (yrs)26.926.930.0
Secondary amount$0$27,041$0
Funding fee$2,192$2,192$0
Note rate7.18%7.18%7.24%
Blended rate7.18%7.453%7.48%
1st payment$3,067.42$3,067.42$3,005.41
2nd payment$0.00$267.59$0.00
Taxes / mo$310.58$310.58$310.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$88.20
HOA / mo$20.00$20.00$20.00
Total monthly$3,564.67$3,832.26$3,590.86
Cash to close$51,541$24,500$49,000