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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$492,578$431,910
Remaining term (yrs)28.430.0
Secondary amount$0$0
Funding fee$2,463$0
Note rate6.87%7.24%
Blended rate6.87%7.48%
1st payment$3,286.49$2,943.46
2nd payment$0.00$0.00
Taxes / mo$287.83$287.83
Insurance / mo$166.67$166.67
MI / mo$0.00$86.38
HOA / mo$0.00$0.00
Total monthly$3,740.99$3,484.34
Cash to close$0$47,990