HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$445,422$423,000
Remaining term (yrs)28.130.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.72%7.24%
Blended rate7.27%7.48%
1st payment$2,939.55$2,882.74
2nd payment$0.00$0.00
Taxes / mo$254.58$254.58
Insurance / mo$166.67$166.67
MI / mo$208.36$84.60
HOA / mo$0.00$0.00
Total monthly$3,569.17$3,388.59
Cash to close$24,578$47,000