HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$431,704$431,704$479,250
Remaining term (yrs)26.326.330.0
Secondary amount$0$47,546$0
Funding fee$0$0$0
Note rate6.13%6.13%7.24%
Blended rate6.68%6.91%7.48%
1st payment$2,752.65$2,752.65$3,266.08
2nd payment$0.00$356.59$0.00
Taxes / mo$395.25$395.25$395.25
Insurance / mo$166.67$166.67$166.67
MI / mo$207.53$207.53$95.85
HOA / mo$104.00$104.00$104.00
Total monthly$3,626.09$3,982.68$4,027.85
Cash to close$100,796$53,250$53,250