Tony English | HQ Homes

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$160,651	$175,500
Remaining term (yrs)	24.2	30.0
Secondary amount	$0	$0
Funding fee	$803	$0
Note rate	2.71%	7.24%
Blended rate	2.71%	7.48%
1st payment	$751.97	$1,196.03
2nd payment	$0.00	$0.00
Taxes / mo	$108.92	$108.92
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$35.10
HOA / mo	$517.00	$517.00
Total monthly	$1,527.89	$2,007.05
Cash to close	$34,349	$19,500