HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$458,741$458,741$494,550
Remaining term (yrs)27.727.730.0
Secondary amount$0$35,809$0
Funding fee$2,294$2,294$0
Note rate6.89%6.89%7.24%
Blended rate6.89%7.043%7.48%
1st payment$3,090.57$3,090.57$3,370.35
2nd payment$0.00$268.57$0.00
Taxes / mo$428.25$428.25$428.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$98.91
HOA / mo$56.00$56.00$56.00
Total monthly$3,741.48$4,010.05$4,120.18
Cash to close$90,759$54,950$54,950