HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$362,001$362,001$719,910
Remaining term (yrs)19.819.830.0
Secondary amount$0$357,909$0
Funding fee$1,810$1,810$0
Note rate3.42%3.42%7.24%
Blended rate3.42%5.573%7.48%
1st payment$2,090.69$2,090.69$4,906.17
2nd payment$0.00$2,311.50$0.00
Taxes / mo$295.67$295.67$295.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$143.98
HOA / mo$123.00$123.00$123.00
Total monthly$2,726.02$5,037.52$5,685.49
Cash to close$437,899$79,990$79,990