HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$270,666$270,666$431,998
Remaining term (yrs)24.024.030.0
Secondary amount$0$161,333$0
Funding fee$1,353$1,353$0
Note rate2.88%2.88%7.24%
Blended rate2.88%4.792%7.48%
1st payment$1,299.69$1,299.69$2,944.06
2nd payment$0.00$1,075.55$0.00
Taxes / mo$297.17$297.17$297.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$86.40
HOA / mo$122.00$122.00$122.00
Total monthly$1,885.52$2,961.07$3,616.29
Cash to close$209,332$48,000$48,000