HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$171,551$171,551$337,500
Remaining term (yrs)20.220.230.0
Secondary amount$0$165,949$0
Funding fee$858$858$0
Note rate4.13%4.13%7.24%
Blended rate4.13%6.033%7.48%
1st payment$1,040.27$1,040.27$2,300.06
2nd payment$0.00$1,106.33$0.00
Taxes / mo$110.67$110.67$110.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$67.50
HOA / mo$73.00$73.00$73.00
Total monthly$1,373.94$2,480.26$2,701.22
Cash to close$203,449$37,500$37,500