HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$449,926$441,000
Remaining term (yrs)26.730.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.71%7.24%
Blended rate7.26%7.48%
1st payment$3,016.75$3,005.41
2nd payment$0.00$0.00
Taxes / mo$261.08$261.08
Insurance / mo$166.67$166.67
MI / mo$214.06$88.20
HOA / mo$376.00$376.00
Total monthly$4,034.56$3,897.36
Cash to close$40,074$49,000