HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$536,386$536,386$535,500
Remaining term (yrs)25.725.730.0
Secondary amount$0$28,864$0
Funding fee$2,682$2,682$0
Note rate5.09%5.09%7.24%
Blended rate5.09%5.436%7.48%
1st payment$3,118.32$3,118.32$3,649.42
2nd payment$0.00$285.64$0.00
Taxes / mo$297.67$297.67$297.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.10
HOA / mo$25.00$25.00$25.00
Total monthly$3,607.65$3,893.29$4,245.86
Cash to close$58,614$29,750$59,500