HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$321,980$321,980$341,910
Remaining term (yrs)25.025.030.0
Secondary amount$0$38,925$0
Funding fee$1,610$1,610$0
Note rate2.9%2.9%7.24%
Blended rate2.9%3.868%7.48%
1st payment$1,506.75$1,506.75$2,330.11
2nd payment$0.00$385.20$0.00
Taxes / mo$210.75$210.75$210.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$68.38
HOA / mo$350.00$350.00$350.00
Total monthly$2,217.50$2,602.70$3,109.24
Cash to close$57,920$18,995$37,990