HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$762,678$762,678$873,000
Remaining term (yrs)29.029.030.0
Secondary amount$0$110,322$0
Funding fee$0$0$0
Note rate6.35%6.35%7.24%
Blended rate6.9%7.039%7.48%
1st payment$4,796.07$4,796.07$5,949.48
2nd payment$0.00$735.48$0.00
Taxes / mo$329.50$329.50$329.50
Insurance / mo$216.67$216.67$216.67
MI / mo$353.27$353.27$174.60
HOA / mo$240.67$240.67$240.67
Total monthly$5,936.19$6,671.67$6,910.92
Cash to close$207,322$97,000$97,000