HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$613,693$613,693$715,499
Remaining term (yrs)24.924.930.0
Secondary amount$0$101,807$0
Funding fee$3,068$3,068$0
Note rate2.86%2.86%7.24%
Blended rate2.86%3.591%7.48%
1st payment$2,865.71$2,865.71$4,876.11
2nd payment$0.00$678.71$0.00
Taxes / mo$362.25$362.25$362.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$143.10
HOA / mo$0.00$0.00$0.00
Total monthly$3,444.63$4,123.34$5,598.13
Cash to close$181,306$79,500$79,500