HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$456,262$456,262$494,910
Remaining term (yrs)26.026.030.0
Secondary amount$0$38,648$0
Funding fee$2,281$2,281$0
Note rate6.02%6.02%7.24%
Blended rate6.02%6.253%7.48%
1st payment$2,893.03$2,893.03$3,372.80
2nd payment$0.00$289.86$0.00
Taxes / mo$221.25$221.25$221.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$98.98
HOA / mo$0.00$0.00$0.00
Total monthly$3,280.95$3,570.81$3,859.70
Cash to close$93,638$54,990$54,990