HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$269,551$269,551$697,275
Remaining term (yrs)22.922.930.0
Secondary amount$0$427,724$0
Funding fee$0$0$0
Note rate3.7%3.7%7.24%
Blended rate4.55%6.513%7.48%
1st payment$1,451.85$1,451.85$4,751.92
2nd payment$0.00$2,762.39$0.00
Taxes / mo$81.08$81.08$81.08
Insurance / mo$216.67$216.67$216.67
MI / mo$223.43$223.43$139.46
HOA / mo$0.00$0.00$0.00
Total monthly$1,973.02$4,735.41$5,189.12
Cash to close$505,199$77,475$77,475